No phone number. No username. No invite link. Point your camera at the group and you're in. — Six people at a table, four have your number, two don't. Now any group admin can pull up a QR code and anyone who scans it joins the group — no channel required.
Read articleAsk someone what they spent last month and you'll get rent, an EMI, and a vague gesture at everything else — usually 30 to 50% of their income. Here's a low-effort method for tracking it, and what to actually do with the results.
Read articleOne person books the cabin, another covers fuel, someone else grabs dinner — and by the end of the trip, nobody remembers who owes whom. Here's why the number of expenses isn't the real problem, and how debt simplification turns a tangle of IOUs into a handful of final payments.
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